Privacy Statement

Your privacy is of utmost importance to us. Easy Drive Financing and our affiliates, partners, and associates are dedicated to providing you with outstanding service, ensuring a high level of security, and respecting your privacy rights. We are also committed to upholding your rights under relevant privacy legislation such as the Personal Information Protection and Electronic Documents Act (PIPEDA) in Canada.

Definition of Personal Information

In this Privacy Statement, "personal information" refers to information about an identifiable individual, including but not limited to your name and contact details.

Scope of this Privacy Statement

This Privacy Statement governs our collection, use, and disclosure of your personal information unless otherwise permitted by law.

For instance, publicly available personal information (e.g., in a telephone directory) may be collected, used, disclosed, or retained without your consent.

Your Consent

By submitting an application through our services, you authorize our dealership partners to access and assess your credit report during the processing of your auto loan application.

This authorization allows them to evaluate your financial situation and provide you with suitable approval options for your vehicle.

This consent extends to the retrieval of your credit information from credit bureaus, credit reporting agencies, and other sources as necessary to evaluate your creditworthiness and facilitate the approval of your auto loan application.

Your credit information will be used solely for processing and evaluating your auto loan application, presenting you with financing options, and will not be utilized for any other purpose or shared with unauthorized third parties without your explicit consent.

By consenting to this section, you acknowledge that obtaining your credit information is vital for assessing your loan application.

Failure to provide this authorization may result in your application not being processed.

When Do We Collect Personal Information?

We collect personal and other information about you when you:

Request further information or a callback

Fill out an application or other form

Apply for an account or membership

Update your account or membership information

Subscribe to a newsletter or information feed

Register to receive information

Apply for, register for, order, or use a product or service offered by us or referred by us

We may collect personal and other information from the information you provide during your communications with us, whether in person, via telephone, or through electronic services.

Additionally, we may gather personal and other information from credit and consumer reporting agencies, independent businesses, and other sources with your explicit or implicit authorization.

The personal and other information we collect may include:

Name, birth date, and address

Social Insurance Number

Contact details (telephone numbers, email addresses)

Social media identity, memberships, webpages, and networks

Banking and financial information

Credit card numbers

Credit histories, reports, and scores

Consumer and debt history

Additional personal information as required

We may also automatically collect information about your use of our websites, social media, and other online services, including access dates, times, and locations, information about the devices used, and other details of your interactions.

Purposes of Collecting and Using Personal Information

We collect and use your personal information to:

Evaluate your eligibility for programs, products, or services

Communicate with you effectively

Understand your needs and preferences

Offer relevant products and services

Facilitate transactions and interactions with us

Provide customer support

Administer contests and promotions

Maintain, protect, and improve our products and services

Protect our legal rights and interests

Comply with legal obligations

We may also use your personal information for market analysis, research, and personalized marketing of products and services.

Disclosure of Personal Information

We may disclose your personal information:

To our suppliers and service providers for service delivery

To independent businesses to facilitate transactions

As required or authorized by law

In connection with business transactions

To protect our rights and interests

Once disclosed, we cannot control the use of your personal information by third parties, and their use is not subject to this Privacy Statement.

Retention of Personal Information

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Statement and to comply with legal obligations.

Location of Personal Information Processing

Your personal information may be processed, transmitted, stored, and used in various countries, including Canada, the United States, Europe, or Asia. By providing your personal information, you consent to its transfer to these locations and its processing and storage in accordance with local laws.

Protection of Personal Information

We employ reasonable safeguards to protect your personal information from unauthorized access, use, disclosure, or disposal. However, no security measures can guarantee complete protection, and we cannot ensure that your personal information will be immune to misuse or unauthorized access.

Accuracy and Access to Personal Information

We rely on you to ensure the accuracy and completeness of your personal information. You may request access to your personal information and request corrections as necessary. We may require a reasonable fee for access requests.

Other Information

We may collect non-personal information, including aggregated or depersonalized data, for various purposes. This information may be used, disclosed, transferred, and retained without restriction.